SIP
SIP Calculator Guide: Plan Monthly Investments
Understand SIP growth assumptions, monthly compounding and projected-return limits.
Read guideQuickCalcy learning library
Understand the assumptions behind every result.
Original guides explaining formulas, worked examples, interpretation, mistakes and limitations for Indian money decisions.
Step-Up SIP
Step-Up SIP Guide: Model Rising Contributions
Learn how annual contribution increases change projected value and affordability.
Read guideLumpsum
Lumpsum Calculator Guide: Estimate One-Time Growth
Understand annual compound growth for a one-time investment.
Read guideSWP
SWP Calculator Guide: Plan Monthly Withdrawals
Understand withdrawal timing, corpus depletion and sequence risk.
Read guideFIRE
FIRE Calculator Guide: Estimate a Retirement Target
Learn how expenses, inflation and a withdrawal rate create a FIRE estimate.
Read guideNPS
NPS Calculator Guide: Corpus and Pension Estimate
Understand corpus growth, annuity allocation and pension estimates.
Read guideEMI
EMI Calculator Guide: Understand Loan Payments
Learn the reducing-balance formula and how tenure affects total interest.
Read guideRent vs Buy
Rent vs Buy Guide: Compare Long-Term Net Worth
Compare home equity, loan balance, costs and invested cash-flow differences.
Read guideFixed Deposit
FD Calculator Guide: Estimate Deposit Maturity
Understand cumulative FD maturity, compounding and taxation.
Read guidePPF
PPF Calculator Guide: Plan Long-Term Contributions
Understand contribution timing, annual interest and maturity periods.
Read guideCompound Interest
Compound Interest Guide: Frequency and Growth
Compare annual, half-yearly, quarterly and monthly compounding.
Read guidePlanning example
How Much SIP Is Needed for ₹1 Crore?
Compare the monthly SIP needed to target ₹1 crore across different time periods and assumed returns, with worked examples and planning cautions.
Read guidePlanning example
SIP vs Lump Sum: Differences and Examples
Understand SIP versus lump-sum investing with numerical examples, cash-flow considerations, risk differences and practical decision questions.
Read guidePlanning example
FIRE Number Calculation for India
Learn how to estimate a FIRE retirement corpus in India using expenses, inflation and withdrawal-rate scenarios, including risks the formula misses.
Read guidePlanning example
₹50 Lakh Home Loan EMI for 20 Years
See the estimated EMI and total interest for a ₹50 lakh home loan over 20 years at several interest rates, plus tenure and prepayment considerations.
Read guidePlanning example
PPF Maturity Calculation Year by Year
Follow a year-by-year PPF illustration for ₹1.5 lakh annual contributions over 15 years at a constant 7.1% assumption.
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