NPS
NPS Calculator Guide: Corpus, Lump Sum and Monthly Pension
Estimate NPS maturity, annuity allocation, lump sum and gross pension with clear assumptions.
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Original guides explaining formulas, worked examples, interpretation, mistakes and limitations for Indian money decisions.
NPS
Estimate NPS maturity, annuity allocation, lump sum and gross pension with clear assumptions.
Read guideEMI
Learn the reducing-balance formula and how rate or tenure changes total loan cost.
Read guidePPF
Understand contribution timing, annual interest credit, maturity periods and rate assumptions.
Read guideSIP
Understand SIP growth assumptions, monthly compounding and projected-return limits.
Read guideStep-Up SIP
Learn how annual contribution increases change projected value and affordability.
Read guideLumpsum
Understand annual compound growth for a one-time investment.
Read guideSWP
Understand withdrawal timing, corpus depletion and sequence risk.
Read guideFIRE
Learn how expenses, inflation and a withdrawal rate create a FIRE estimate.
Read guideRent vs Buy
Compare home equity, loan balance, costs and invested cash-flow differences.
Read guideFixed Deposit
Understand cumulative FD maturity, compounding and taxation.
Read guideCompound Interest
Compare annual, half-yearly, quarterly and monthly compounding.
Read guidePlanning example
Compare the monthly SIP needed to target ₹1 crore across different time periods and assumed returns, with worked examples and planning cautions.
Read guidePlanning example
Understand SIP versus lump-sum investing with numerical examples, cash-flow considerations, risk differences and practical decision questions.
Read guidePlanning example
Learn how to estimate a FIRE retirement corpus in India using expenses, inflation and withdrawal-rate scenarios, including risks the formula misses.
Read guidePlanning example
Check 50 lakh home loan EMI, house loan EMI and housing loan EMI for 20 years at 8%, 8.5%, 9% and 9.5%, with total interest notes.
Read guidePlanning example
Follow a year-by-year PPF illustration for ₹1.5 lakh annual contributions over 15 years at a constant 7.1% assumption.
Read guidePlanning example
Estimate the monthly SIP needed to target 1 crore in 10 years at different return assumptions, with formula, examples, risks and calculator links.
Read guidePlanning example
Estimate the monthly SIP needed to reach 1 crore in 15 years with return scenarios, formula explanation, practical cautions and related calculator links.
Read guidePlanning example
Check EMI for 50 lakh home loan, housing loan or house loan for 20 years at 8%, 8.5%, 9% and 9.5%, with total interest and repayment notes.
Read guidePlanning example
Use a focused 50 lakh home loan EMI calculator example for 10, 15, 20, 25 and 30 years, with rate-wise EMI and total-interest cautions.
Read guidePlanning example
See a 15-year PPF maturity estimate for annual contributions, including a year-by-year table, assumptions, limitations and calculator link.
Read guidePlanning example
Estimate monthly interest payout from a fixed deposit using deposit amount and annual rate, with formula, examples, tax notes and limitations.
Read guidePlanning example
Understand the PPF interest rate context for July-September 2026, how a 7.1% assumption changes 15-year maturity estimates, and what to verify.
Read guidePlanning example
Learn how NPS withdrawal rules affect lump sum, annuity allocation and monthly pension estimates, with 2026 planning cautions for Indian subscribers.
Read guidePlanning example
Understand how floating-rate home-loan resets can change EMI, tenure and total interest, with a practical recalculation checklist.
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